Accident Coverage

Accident Coverage

Accidents can happen when you least expect them, and the resulting medical expenses can quickly add up. At American Trustee in Oklahoma City, we understand the importance of having reliable accident insurance coverage to protect you and your family from the financial burden of unexpected injuries. Our accident insurance plans are designed to provide comprehensive coverage for a wide range of accidents, ensuring peace of mind and financial security when you need it most.

Injured Woman

Why Choose Us For Accident Coverage?

  1. Comprehensive Protection: Our accident insurance plans cover a broad range of accidents, including slips and falls, sports injuries, car accidents, and more. Whether you're at home, at work, or on the go, you can rest assured knowing that you're protected against the unexpected.
  2. Financial Security: Accidents can result in significant medical expenses, including hospital stays, surgery, rehabilitation, and more. Our accident insurance plans help alleviate the financial burden by covering these expenses, allowing you to focus on recovering from your injuries without worrying about the cost.
  3. Flexible Coverage Options: We offer a variety of accident insurance plans with flexible coverage options to meet your specific needs and budget. Whether you're looking for basic coverage to supplement your existing health insurance or comprehensive coverage to provide additional protection, we have options to suit every situation.
  4. No Deductibles or Copays: Unlike traditional health insurance plans, our accident insurance plans typically have no deductibles or copayments, meaning you won't have to pay out-of-pocket expenses for covered accidents. This ensures that you can access the care you need without worrying about additional costs.
  5. Quick and Easy Claims Process: In the event of an accident, our claims process is quick and straightforward, allowing you to get the coverage you need when you need it most. Our experienced team is here to assist you every step of the way, from filing your claim to receiving your benefits.

Benefits Of Accident Insurance Coverage

  • Financial Protection: Accident insurance coverage helps protect you from the financial impact of unexpected injuries, including medical expenses, lost income, and other related costs.
  • Peace of Mind: Knowing that you have comprehensive accident insurance coverage in place can provide peace of mind for you and your loved ones, allowing you to enjoy life without worrying about the what-ifs.
  • Additional Support: In addition to covering medical expenses, accident insurance plans may also provide benefits such as disability coverage, accidental death and dismemberment benefits, and other support services to help you recover from your injuries and get back on your feet.
  • Coverage Anywhere, Anytime: Accidents can happen anywhere, anytime. With accident insurance coverage from American Trustee, you're protected no matter where you are or what you're doing, giving you the confidence to live life to the fullest.

Protect yourself and your loved ones from the unexpected with comprehensive accident insurance coverage from American Trustee. Contact us today to learn more about our accident insurance plans and find the right solution for your needs.

How The Coverage Works

Accident insurance is a type of supplemental insurance that provides financial protection to the policyholder in the event of an accident. The policy covers a range of accidents, including those that occur at home, work, or while traveling.


The policyholder receives a payment if they are injured in an accident that is covered by the policy. The payment can be used to cover medical expenses, lost income, or other expenses that may arise as a result of the accident. The amount of the payment depends on the policy benefits selected and the severity of the injury. These plans can be very helpful financially to cover the high cost of emergency room or urgent care visits.


Example of an accident claim for a broken arm:

  • Emergency Room Visit = $3,500
  • Health Insurance Pays ($5,000 annual deductible) = $0
  • Accident Plan Covers (Medical Expenses Incurred) = $3,500
  • Patient’s Out of Pocket = $0


Accident insurance is highly recommended in addition to a comprehensive health insurance plan to help provide for unforeseen medical as well as non-medical expenses as the result of a serious accident.

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