Marketplace Alternatives

Marketplace Alternatives

Health insurance plans from the state or federal marketplaces are not always the best option. With an alternative plan, you can get affordable coverage with the providers you want, even if you have a chronic condition. Speak with American Trustee to get the coverage you need today.

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Get Approved For Coverage

The standard plans you might find on the health insurance marketplace are great basic plans. Unfortunately, these are often not the best plans for people with pre-existing conditions, who might be denied coverage or charged exorbitant amounts for only the essentials.


Alternative plans are designed for people with chronic health conditions. You can find coverage even if you have high blood pressure, sleep apnea, or diabetes.

Lower Your Costs

While the health insurance marketplace is an incredibly useful resource, the plans you can find on there may still be beyond your budget. With a marketplace alternative plan, you can find coverage for half the cost.


American Trustee can write health insurance plans with a $0 annual deductible. How would that change your monthly budget?

MultiPlan Network

Have you had trouble finding coverage with your current provider? Marketplace alternative health insurance plans work with some of the largest networks of providers. We’ll help you find coverage accepted by quality providers you will love.


When you choose a plan that uses the PHCS or MultiPlan networks, your coverage helps you access the broadest choices of healthcare providers in America. MultiPlan and PHCS are not health insurance providers, they are networks of providers. That means that when you have a plan that works with PHCS or MultiPlan, that expanded coverage makes it much more likely that your preferred provider will accept your health insurance. And if not, the MultiPlan network will have a large selection of providers ready to help you get the care you need.

Enroll On Your Schedule

Standard marketplace plans have dedicated times of the year when you need to apply for coverage. We understand that you might not be able to wait until those enrollment periods. Thankfully, alternative plans skip the inconvenience—you can enroll at any time of the year!


American Trustee can connect you with affordable coverage, with great providers, when you need it. To discuss your options and enroll in a plan, book an appointment today.

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